Tips for Buyers Moving From Out of State Into South Jersey

Relocating to South Jersey —from Camden, Burlington, Gloucester, or nearby counties—can be exciting but challenging, especially if you’re unfamiliar with local neighborhoods , schools, taxes, and market trends. Here’s how to make your transition smooth and find the right home.

Mary Murphy from The Murphy Group explains:

“Out-of-state buyers often face unique challenges. With the right preparation, research, and local guidance , you can find a home that fits your lifestyle and budget without surprises .”

1. Research Micro-Markets Thoroughly

• Commute preferences (Philadelphia access, shore proximity)
• School districts and local amenities
• Taxes and long-term affordability

2. Understand Property Taxes

• Average taxes per township
• How taxes affect your budget
• Potential exemptions or relief programs

3. Get Pre-Approved with a Local Lender

• Flood zones and insurance requirements
• Appraisal expectations
• Local underwriting nuances

4. Tour Neighborhoods in Person or Virtually

• Request live video tours or virtual walkthroughs
• Ask for neighborhood drive-through videos
• Get insights on traffic, noise, and amenities

5. Shore vs. Inland Differences

Shore towns: higher insurance costs, seasonal traffic, flood zones
Inland suburbs: lower taxes, more space, shorter commutes

6. Be Prepared for Competitive Areas

• Multiple offers are common
• Be ready with strong, strategic offers

7. Understand NJ Closing Costs

• Attorney fees
• Title insurance
• Home inspections (general, termite, radon, sewer)
• Appraisal fees

8. Work With a Local Relocation Agent

• Compare neighborhoods effectively
• Guide competitive bidding
• Recommend trusted local vendors
• Support out-of-state transactions

9. Plan for Adjustments

• Older housing stock in many towns
• Higher taxes in certain districts
• Limited inventory in popular areas

10. Don’t Skip the Inspection

• Inspect basements, roofs, HVAC, sewer lines
• Avoid surprises after moving in

Ready to Buy in South Jersey?

Start your relocation plan today at www.mgsells.com