Which South Jersey towns offer the most affordable housing for first-time buyers?

Towns like Pennsauken, Willingboro, Glassboro, and some areas of Camden and Burlington Counties have the most entry-level homes and affordable options for first-time buyers in 2025.([turn0search0])

What trends are affecting affordability in South Jersey?

Rising inventory in certain suburbs, moderate price growth, and interest rates around 6–6.5% are shaping affordability. Buyers with pre-approval and flexible timing can take advantage of these conditions.([turn0search0])

Are condos or townhomes more affordable than single-family homes?

Yes — condos and townhomes often provide lower entry points and lower maintenance costs compared with single-family homes, making them attractive for first-time buyers.([turn0search0])

How can first-time buyers maximize their budget in 2025?

Buyers can focus on growing suburban areas with rising inventory, consider smaller or older homes, and explore financing programs like FHA loans or local first-time buyer assistance programs.([turn0search0])

Do higher interest rates significantly affect affordability?

Yes — even a half-percent increase can reduce purchasing power by tens of thousands of dollars, impacting the home price buyers can comfortably afford.([turn0search0])

Published November 21, 2025

Affordable Housing Trends in South Jersey: Where First-Time Buyers Should Look

Written by Mary Murphy

South Jersey suburban neighborhood with single-family homes and townhouses, bright blue sky, overlaid with the text: ‘AFFORDABLE HOUSING TRENDS IN SOUTH JERSEY: WHERE FIRST-TIME BUYERS SHOULD LOOK’

South Jersey continues to attract first-time homebuyers with its mix of affordable pricing, family-friendly neighborhoods, and access to Philadelphia and the Jersey Shore. Understanding where the market offers the best opportunities can help buyers find value while avoiding overpaying.

Mary Murphy, founder of The Murphy Group, explains:

“First-time buyers need to focus on both affordability and long-term growth potential. South Jersey offers a mix of towns that provide entry-level pricing without sacrificing lifestyle or commute convenience.”

**🏠 1. Camden County — Steady, Affordable Options**

Hotspots: Cherry Hill, Haddonfield, Pennsauken
Average Home Price: $375K–$500K
Trends: Consistent demand from young professionals and small families; schools and commuter access remain major draws.

💬 Pro Tip: Buyers who pre-approve early in the spring market often secure the best deals before inventory tightens.

**🌳 2. Burlington County — Growing Suburban Value**

Hotspots: Mount Laurel, Moorestown, Medford
Average Home Price: $380K–$500K
Highlights: New construction, townhouses, and family-oriented neighborhoods; moderate competition allows for negotiation.

Market Insight: Emerging neighborhoods in Burlington County are increasingly attractive for long-term value, particularly for buyers willing to explore less central areas.

**🏡 3. Gloucester County — Emerging Hotspot for First-Time Buyers**

Hotspots: Washington Township, Glassboro, Deptford
Average Home Price: $320K–$420K
Vibe: Suburban, growing communities with access to parks, transit, and nearby schools.

💬 Pro Tip: Homes under $400K attract significant buyer interest—having financing ready is essential to compete.

**🏖️ 4. Jersey Shore Region — Seasonal Lifestyle on a Budget**

Hotspots: Toms River, Brick, Ocean County
Average Home Price: $350K–$500K
Trends: Summer demand drives higher prices, but off-season buying can yield strong deals.

Lifestyle: Access to beaches, recreational activities, and suburban convenience make this an appealing entry point for first-time buyers.

📊 2025–2026 Market Snapshot (Affordable Housing Focus)

County	Median Price	Avg. Days on Market	Price Growth YoY
Camden	$450K	42	4–5%
Burlington	$440K	39	5%
Gloucester	$380K	45	6%
Jersey Shore	$425K	48	4–6%

💼 Buyer Insight

First-time buyers should prioritize pre-approval and quick decision-making to secure homes in high-demand areas.
Off-season buying or exploring emerging towns can help stretch budgets.

Mary Murphy notes:

“South Jersey’s affordability is relative, but buyers who know where to look and act strategically can find excellent entry-level opportunities.”

📈 Outlook for 2026

Price growth: 4–6% expected in key counties.
Inventory: Slowly increasing in emerging neighborhoods, providing more options for buyers.
Strategy: Focus on areas with schools, transit access, and long-term appreciation potential to maximize both lifestyle and investment value.

**📲 Ready to Explore South Jersey’s Affordable Housing Market?**

Whether you’re buying your first home or looking for strategic entry-level options, The Murphy Group offers local market expertise, data-driven insights, and concierge-level service to help you navigate the process.

📞 Start your search today at www.mgsells.com